Drowning in Debt?

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This question comes up about once every six months.  A client arrives at our door and wants help.  They are overwhelmed with debt.  Sometimes, it’s because they have this business that is not performing as they hoped/wanted/expected (often, because they need the structure and systems to make it so), other times because of an accident or a sudden illness.  But, no matter what the cause, we need to work together to make the situation tenable.

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GiGo (that’s garbage in assures garbage out…)

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Let me reiterate.  I am not a proponent of an increase in the minimum wage.  Instead, I advocate for all large ($ 2.5 million in gross sales or 50 employees, which ever threshold is exceeded) firms to be penalized (that’s 110% to 125% of the costs) when their employees need to rely on AFDC (Aid For Dependent Children), SNAP (the new name for Food Stamps), Medicaid, etc. to make up for an employer not paying a living wage to its staff.

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