Tag Archives: change

Isn’t there an easier way?

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Yesterday, we discussed indemnity, catastrophic, and conventional health care plans. One of the primary reasons to have a health care plan is to be able to get lower prices for each service that may be needed.  Without such a plan, you pay what the provider wants- or get sued.  The difference in pricing can be 90%.  It is routine for me to see an Explanation of Benefits (EOB) detailing a bill that came in as $ 7244, was considered to be $ 1200 once reduced by my insurance carrier,  and for my share of the costs to be only $ 50 or so.

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R-I-S-K (don’t shudder- react!)

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Most of you know I live in Metropolitan DC.  So, whatever happens in/to/from the Federal government is LOCAL.  Like the shutdown- that cost the DC area more than $ 220 million each and every day in business.  Since there are some 5 million folks living in the Metropolitan area, that’s $ 50 not spent by every man, woman, and child.  OK, that doesn’t sound too bad.  But, there are about 225,000 businesses in the area.  Which means the average business took a hit $ 1000 a day. That is a significant number if you are a small business- even if you are a large one.

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Do you own that company- or not?

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I have a good friend who shares dinner with me often. And, we often argue. (No, we don’t fight; there’s a vast difference.  We have different politics- and can still learn from one another.)  One of the recurring arguments is his belief that when he buys stock in a company, he actually owns a part of it.

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When the Founder goes…

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While we were surprised at the timing (or at least the announcement), it’s pretty clear that Microsoft knew Steve Ballmer was going to be retiring soon. Not necessarily in the next 12 months, as was announced, but certainly within the next three years, after his youngest child began college.  Because he said that several times.

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