We introduced the subject of financial literacy yesterday. Today, we’ll talk about concrete steps we need to take to ensure the next generation has a firm grasp on finances and money.
Continue reading More action, less talk about financial literacy
So, the Feds have increased the interest rates- finally. Which really means that for those of us carrying credit card debt, our costs are going to go up. (Our interest rates are going to rise, that’s why!) Which also means now is the time to develop (and follow) a plan to reduce our debt. In the most expeditious way possible.
Continue reading Interest rates a-risin’
Let me first describe a situation for you. Then, let’s consider if it’s fair. And, then, I’ll tell you who it is about.
Continue reading Is this gouging? Or not?
There are some special characteristics that leaders possess, things we can’t always see in their pedigree. But, we see them clearly when we watch them interact with others.
I admit it. I’m one of the only folks (or so it seems) that doesn’t like Uber. Maybe now that they have a different CEO…. Nah, who am I kidding.
Continue reading Unter Oder Unterirdisch
For those Americans who have come upon hard times, the choice to end their problems is almost always bankruptcy. Individuals who earn about the median for their area and can’t repay their debts can file Chapter 7. Assuming there is no lying or subterfuge in the application, one’s debts can be adjudicated and the taxpayer gets a clean slate. (Clean in that they owe no money- but they no longer have access to credit cards [for a few years, at least] and their credit history will reflect the bankruptcy.) Of course, one’s assets (over a certain value) are used to satisfy [that’s a legal term, you can bet the credits are NOT satisfied not receiving all that they owe) the creditors’ demands.
Full disclosure. I’ve been associated with Samsung in one way or another for a long time. However, that does not mean I won’t call them on the carpet for stupidity, carelessness, or poor customer service. Like this exact case.
Continue reading Samsung Sucks
The life blood of a small business is cash. (Bigger firms also need solvency, but their ability to garner credit is far simpler than for smaller entities.) And, for startups, it’s not only the lifeblood, it’s the air that it breathes.
Continue reading Stocking Levels?
Good news!!!!!! (I love reporting good news!)
If you live in Maryland, Pennsylvania, New York (certain locations), or Indiana- or you have business entities that operate in those states- you are about to save a chunk of change. You see these states impose surcharges on their residents that are officially taxes for the county or city of residence. (I remember the first time a client yelled at me saying their Maryland taxes were only $ 5000, why did they have to send in $ 7000? It’s because their county had an additional surtax, one that was paid to the state.)
Continue reading Every little bit helps…
