Tag Archives: creditors

The last resort?

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I’ve written about how some folks are drowning in debt. And, the methods one can employ to restructure one’s credit card bills.  of course, that process means you will no longer have any credit cards at your disposal.   (Unless you obtain what is called a secured credit card– where you provide $ 1000 deposit that “secures” your credit line of up to $ 1000.  In essence, you can use a credit card only up to the amount of deposit you have with the bank or agency that issued your card.)

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Drowning in Debt?

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This question comes up about once every six months.  A client arrives at our door and wants help.  They are overwhelmed with debt.  Sometimes, it’s because they have this business that is not performing as they hoped/wanted/expected (often, because they need the structure and systems to make it so), other times because of an accident or a sudden illness.  But, no matter what the cause, we need to work together to make the situation tenable.

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