Memories. No, I am not reminiscing about that wonderful movie starring Barbra Streisand and Robert Redford. Even though I love it- and the song.
Continue reading 13 Years of Health Care Benefits- and Improvements
Memories. No, I am not reminiscing about that wonderful movie starring Barbra Streisand and Robert Redford. Even though I love it- and the song.
Continue reading 13 Years of Health Care Benefits- and Improvements
So, when the Patient Protection and Affordable Care Act was passed, it had a Medicaid component. It was left to the states to add that component as a benefit to their residents; if chosen, it would alter the way Medicaid reimbursement worked in that state.
Open Season is almost over. I know that many of you just can’t decide what’s the best plan- which one will work for you. It’s hard to predict what drugs you’ll need, if you’ll contract a bug, or just be fine.
As I stated yesterday, Open Season has started. But, just being able to sign up for a PPACA (Obamacare) Plan is different from being able to choose the best plan.
Today, I ‘ll discuss some of the upcoming changes to PPACA (Patient Protection and Affordable Care Act, aka Obamacare) that are coming. Yes, I’ve brought some of them up– and because there’s a lot of information, I will continue this discussion tomorrow, too.
Here we go again. Not only, as I’ve reported before, has TheDonald shortened the open season for PPACA (Patient Protection and Affordable Care Act, aka Obamacare), but he and his minions have been hard at work to prove that it is failing. By making it fail- or at least continually trying to kill it.
The US constitution sets up a system of checks and balances for the three branches of government, the Executive (White House and Cabinet), the Legislative (the “Congress- House and Senate) and the Judicial (Supreme Court). The ability of the Legislative Branch to regulate our lives- economically and socially- involve four enunciated powers within that document.
So, here it comes- or not. The PPACA (Obamacare) stipulates that health care insurers are required to justify their health care premiums. And, should they spend less than 80% of those premiums on benefits (this is called the medical loss ratio ) for small companies and individuals or 85% of large company insurance costs on benefits, they are “legally overcharging” these subscribers.
This looks like it’s going to be a problem. We have a deadline of 1 January 2014 and we are nowhere close to meeting this goal. To make matters worse, that is not really the due date, but the drop-dead date, since the states will have to connect by the Fall of 2013 to insure this required start date. What am I talking about? The insurance exchanges (part of Patient Protection and Affordable Care Act-PPACA [Obamacare] )that are to be operational in each state. And, that means that the Federal exchange that coordinates these state systems must also be operational.
Continue reading Times a’wasting- and we are the ones who will be hosed